FoodGard® offers flexible, customized coverage that helps meet your unique needs.

Nationwide helps protect you, your business and your employees against loss associated with your commercial food manufacturing or processing operation.

A FoodGard® policy can cover:

  • Silica used in edible food products for human or animal consumption
  • Contaminated food product
  • Spoilage of perishable food product in transit
  • Accidental marring or scratching of molds, dies, patterns or plates
  • Costs incurred to test for damages due to tampering. If product is damaged, coverage is also provided.
  • Outside supplier or vendor expense to replace water supply at your facility
  • Fees paid for professional services to determine the extent of a loss
  • Costs to replace damaged prototypes
  • Fixed research and development costs that continue after a loss
  • Damaged product to be relabeled or marked as salvage
  • Damage to your stock, valued at its selling price rather than actual cash value

Nationwide's team of experts can help identify and reduce risk, which may lead to increased profitability. FoodGard® offers materials and services that relate to the unique needs of your food processing and manufacturing businesses. You'll have access to:


  • Food safety resources
  • Property engineering
  • Enterprise risk management
  • Workers' Compensation
  • Flee safety and compliance programs
  • Client services

Contact your commercial agribusiness insurance agent to learn more or get a FoodGard® quote.

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply. Nationwide, the Nationwide N and Eagle and FoodGard are service marks of Nationwide Mutual Insurance Company. © 2016 Nationwide

Products underwritten by Nationwide Agribusiness Insurance Company, Farmland Mutual Insurance Company, Allied Property and Casualty Insurance Company and AMCO Insurance Company. Home Office: 1100 Locust Street Des Moines, IA 50391. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states.Source: 2014 SNL Financial Report. Based on statutory data. The information included on this website and accompanying materials was obtained from sources believed to be reliable, Nationwide Mutual Insurance Company and its employees make no guarantee of results and assume no liability in connection with any training, materials, suggestions or information provided. It is the user’s responsibility to confirm compliance with any applicable local, state or federal regulations. Information obtained from or via Nationwide Mutual Insurance Company should not be used as the basis for legal advice or other advice, but should be confirmed with alternative sources. Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. We Stand for You is a service mark of  Nationwide Agribusiness Insurance Company. © 2017 Nationwide.